Category: Blog
What are APIs? | Digital Banking 101
The term Application Programming Interfaces (APIs) first emerged at the beginning of the 2000’s in [...]
When Banking and Behavioural Science Collide
Moneythor Behavioural Science Series with Klaus Wertenbroch. Moneythor’s behavioural science series, a four-part collection of [...]
Banking-as-a-Service (BaaS)
What is Banking-as-a-Service? Banking-as-a-service (BaaS) is an end-to-end process where third parties – finTech, non-finTech, [...]
What is Sustainable Finance?
Environmental issues and climate change have never been so topical and there is a growing [...]
Information Avoidance | Behavioural Science in Banking
How often do you read the terms and conditions when downloading a new mobile app [...]
Benefits of Offering an Adult/Child or Junior Account
Financial literacy and money management are not always part of the school curriculum and most [...]
Hyperbolic Discounting | Behavioural Science in Banking
We have all been there, our plans to eat healthily or save for the future [...]
Digital Banking 101
Digital Banking involves the digitalisation of traditional banking services such as current accounts, credit cards, [...]
The Fresh Start Effect | Behavioural Science In Banking
Have you ever wondered why New Year’s resolutions are so popular? It turns out that [...]
Post-pandemic Digital Banking for SMEs
The statistics about the expected survival rates of SMEs post the COVID-19 pandemic are worrying. [...]
Anchoring Bias | Behavioural Science In Banking
When it comes to making a purchase or financial decision people often use an anchor, [...]
How Carbon Footprint Insights can Enhance Digital Banking
The world looks a lot different in May 2020 than it did in May 2019. [...]
Goal Priming | Behavioural Science In Banking
There is a constant internal battle between our best intentions and our sudden impulses. As [...]
Open Banking in Singapore; Comparing PSD2 & FPDS
Transforming the way that banks, customers and third parties interact has been an ongoing project [...]
How Can Open Banking Help Banks to Serve the SME Market?
Small and Medium Enterprises or SMEs as they are commonly known play a major role [...]
Ethical Nudging | Behavioural Science In Banking
Behavioural science interventions or nudges are used by governments, institutions and businesses around the world [...]
The Importance of Data Literacy in Digital Banking
The importance of data in modern business and banking cannot be underestimated. Every interaction a [...]
Delivering Exceptional Customer Banking Journeys | Digital Banking 101
The customer journey is the complete sum of experiences a customer goes through when interacting [...]
3 Ways Banks can Generate Revenue from Open Banking
Open Banking, which involves allowing third-party providers to access a bank’s customer data and payment [...]
Top Banking Trends 2020
2019 was a year of change for the banking industry. During the last 12 months [...]